Universal health insurance is bad because healthy people should not have to pay money to help sick people. To what extent do you agree or disagree?
To what extent do you agree or disagree?
Universal health insurance is bad because healthy people should not have to pay money to help sick people.
Why do people say so
The sick are in such a condition because of their unhealthy lifestyles, so others should be made to bear the brunt
Everyone is paying taxes, so governments should pay for this, instead of making citizens part with their earnings
Why this insurance is not bad
This can help everyone, regardless of their socioeconomic background
This buttresses against unexpected medical conditions
Afford preventative health checkup and precautions
A bulwark in conditions when one is struck by joblessness or losses
An assurance for twilight years
This can also help mitigate the cost of health services
This an insurance against spread of infectious disease
While some are against the unified national health insurance policy because they feel it robs those with good health and supports the ailing, there is strong dissent on this notion; it is felt this system affords numerous mutual benefits to inhabitants of a country.
It is generally perceived that this arrangement is quite unfair as it tends to penalize individuals enjoying robust health for the sake of others who through their unhealthy ways of life have been afflicted by illness. A growing number of people are suffering from diseases that are primarily caused by unsustainable lifestyle and harmful habits, and thus, the burden of treating them should not be transferred to others.
However, this allegation lacks substance, for it completely overlooks the advantages social insurance can bring: apart from making health services affordable for everyone-ensuring equitable distribution of resources, this can also act as a buffer for medical emergencies during crisis, and twilight years when disorders are common and monetary resources are scarce. To exemplify, In the UK, everyone willingly subscribes to this scheme as they feel it renders them unprecedented security.
Similarly, this kind of program acts as an insurance against the spread of infectious diseases; availability of such settings allows early detection and treatment of the affected population, and halting proliferation of infection, thereby protecting everyone. To corroborate, only those countries suffered lesser loss of life during pandemic in 2020, which had brought their complete demographies under the ambit of integrated national insurance.
In hindsight, social insurance extends a helping hand to every citizen when they are facing medical conditions, particularly to those in their autumn years, and also does a great service to society by curtailing the advancement of contagious illnesses. Therefore, I feel this should be applied in every country.
